Polaris Bank USSD Code is a banking service offered by Polaris Bank, a leading financial institution in Nigeria.  USSD (Unstructured Supplementary Service Data) codes are short codes dialed on mobile phones to access various services offered by banks.


Polaris Bank USSD Code allows customers to perform a variety of banking transactions conveniently using their mobile phones, without the need for internet access. Customers simply need to dial *833# to begin using the USSD code, keep reading to find out the features of the Polaris bank USSD code.

Features of the Polaris Bank USSD Code

The Polaris bank USSD code has amazing features and they are listed below:


The USSD service is accessible to all Polaris Bank customers with mobile phones regardless of the device type or internet connectivity.

This inclusivity ensures that a wide range of customers can access and utilize banking services conveniently.

Ease of Use

The USSD Code system is designed for simplicity and ease of use. Customers can access the service by dialing a short USSD code followed by the desired service code.

The menu-driven interface provides options for various banking transactions, making it intuitive for users to navigate.

Transaction Capabilities of the Polaris Bank USSD Code

USSD Code offers a wide range of banking transactions, including:

Balance Inquiry

Customers can check their account balance instantly by dialing *833#.

Funds Transfer

Users can transfer money between their accounts or to other Polaris Bank accounts by dialing *833#.

Bill Payments

Utility bills such as electricity, water, and cable TV bills can be paid conveniently by dialing *833#.

Airtime Recharge

Customers can top-up their mobile phone airtime directly from their bank account by dialing *833#.

Account Statement Request

Users can request mini-account statements by dialing the *833#


How do I Activate the Polari Bank USSD Code on my Mobile Device?

You can activate your Polaris bank USSD Code on your mobile device by following the steps listed below:

  • Get your mobile device
  • Ensure the phone number in your mobile phone is linked to your bank
  • Dial *833#
  • Enter your account number
  • Create your 4-digit pin
  • Confirm your pin

Following the steps above will help you activate your device for USSD services, once you receive a confirmation message.

What is the Polaris USSD Code and What are the Additional Things I can use it for?

The Polaris USSD code is *833# it can be used to borrow money from Polaris Bank. Simply dial *83344# and follow the prompts, the funds will be disbursed to you if you are eligible.

Are There Any Security Measures Put in Place to Protect Customers Using the USSD Code?

Yes, there are several security measures put in place by Polaris Bank, they are listed below:

  • Security: Security is a paramount concern for any banking service. Polaris Bank ensures the security of USSD transactions through various means:
  • PIN Authentication: Users are required to authenticate transactions using a Personal Identification Number (PIN) known only to them.
  • Transaction Limits: There are predefined transaction limits to minimize the risk associated with unauthorized transactions.
  • Session Timeout: To prevent unauthorized access, sessions are automatically terminated after a period of inactivity.
  • Encryption: USSD transactions are encrypted to protect sensitive customer information during transmission.
  • Customer Support: Polaris Bank provides customer support services to assist users with any issues they may encounter while using the USSD Code. This includes dedicated helplines, FAQs, and in-branch assistance.
  • Compatibility: The USSD Code service is compatible with all GSM mobile phones, ensuring that customers can access banking services regardless of their device’s make or model.
  • Cost-Effectiveness: USSD transactions typically incur minimal or no additional charges, making it a cost-effective way for customers to conduct banking transactions compared to traditional methods like visiting a bank branch or using ATMs.


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