Wema Bank USSD Code


Wema Bank has introduced a convenient Wema Bank USSD code, that allows customers to carry out essential banking activities directly from their mobile phones, without requiring an internet connection. By simply dialing *945#, you can access a range of popular banking services that enable you to manage your finances on the go.

Wema Bank USSD Code

This article will guide you through the steps involved in using the Wema bank transfer code to transfer money, as well as other everyday tasks such as checking your account balance, purchasing airtime and data, borrowing money, and more, all with just a few taps on your phone.

Additionally, we will provide you with the necessary information on how to activate the USSD code service on your Wema bank account, so you can take full advantage of this efficient banking solution.

What is the Wema Bank Code?

The Wema bank code, *945#, is revolutionary for clients looking for rapid and effective financial transactions even in the absence of internet access. With the use of this flexible USSD code for Wema Bank, customers may pay their bills, send money, buy airtime, and make POS payments without the need for a Wema/ALAT card. The Wema bank USSD code, *945#, works with any mobile phone, which is the finest part.

How to Activate the Wema Bank Transfer Code

If you’re a Wema Bank customer, you can take advantage of the *945# USSD code to carry out various transactions with ease. To activate and set up your USSD code, follow these simple steps:

  • Dial *945# on the mobile phone linked to your Wema Bank account.
  • Select option 5 to initiate the activation process.
  • Enter your Wema Bank account number when prompted.
  • Create a secure 4-digit PIN for your USSD transactions. This PIN will be required for validating various transactions and ensuring the security of your financial activities.
  • Confirm the PIN you’ve just set up and complete the activation process. Once you’ve completed the process, you can start using the *945# USSD code for seamless transactions.

How to Create a PIN for Wema Bank Transfer

It’s simple and quick to set up your PIN for a Wema Bank transfer by utilizing the *945# code. Here is a condensed guide:

  • Choose option 5 for activation and PIN setting
  • Input account number when requested
  • Create a 4-digit PIN for your USSD transactions
  • Confirm PIN by entering it again
  • Dial *945# from your registered mobile number.

How to Reset Wema Bank Transfer USSD Pin

These easy procedures can let you reset your Wema Bank USSD PIN if you’ve lost or forgotten it:

  • Enter *945# on your phone keypad.
  • Choose “2” to reset or modify your USSD PIN.
  • Enter your existing USSD PIN by following the prompts.
  • Type in and validate your new 4-digit USSD PIN.
  • Now that your new PIN has been set, you can use it to make transactions.

Note that the new PIN should be a secure 4-digit code, and make sure you have your existing USSD PIN. Accessing your mobile banking quickly and easily is possible with a reset Wema bank USSD PIN.

How to Transfer Money to Another Bank with Wema

  • To initiate a transfer, dial *945# on your phone
  • Enter the beneficiary account number
  • Choose the receiving bank from the list, and then enter the desired amount.
  • For transaction authentication, enter your 4-digit PIN.
  • Verify the transaction information.
  • Your transfer has been completed from Wema Bank to another bank.

The *945# USSD code makes transferring money easier, whether it’s inside Wema Bank or to other banks. It offers a quick and easy method to securely handle your transactions from your mobile device.

Wema Bank Code to Check the Balance

  • Dial *945*# on the cellphone number connected to your Wema bank account.
  • Verify your selection to continue.
  • You will shortly receive an SMS notice with your whole account amount.
  • The balance of your Wema bank account has been successfully verified.

With Wema Bank, checking your account balance is simple and quick with the 945 USSD code, which gives you immediate access to your financial data.


The Wema bank transfer code *945# is a useful tool for customers who want to manage their finances with ease while on the move. By using this code, users can perform a variety of functions such as checking their account balance, transferring funds, paying bills, purchasing airtime, and more, all without requiring an internet connection. The activation process is straightforward, requiring users to create a secure PIN for authentication. With this convenient service, customers can easily manage their finances without any hassle.

Frequently Asked Questions

What is Wema Bank’s new USSD code?

I’ll quickly walk you through the USSD code you need to access all transactions. Wema Bank’s transfer code and short code are *945#. You can conduct any type of financial transaction on a weekly, daily, or monthly basis by using the three-digit Wema banking code *945#.

How can I see the balance on my Wema account?

By utilizing the Wema bank mobile app or the Wema bank balance code *945*0#, you may easily find out how much money is in your Wema bank account.

What is Alat’s USSD code?

For everyone wishing to connect your ALAT with their BVN information to send money via the USSD code to a WEMA bank account, just dial *945*BVN# on your phone and hit the send button. You also have the option of using the BVN connecting gateway. The USSD code to use to administer your BVN is *945*4#.