Irrespective of where you are, Access Bank internet banking is the easiest and most secure way to conduct any banking transaction from the comfort of your mobile phone at any time and from any location.
It has smooth processing and simplified transaction functionalities that will help you conduct secure transactions more quickly and efficiently.
The most interesting thing about Access Bank’s internet banking is that you don’t need an expensive phone to access it.
Regardless of the kind of mobile platform you use, you can be sure to have access to their services. As the app is available on Smartphones, you can also download it from the Play Store or the Apple Store.
Access bank customers can conduct practically any financial transaction via internet banking rather than going to any of their branch offices.
Some banking transactions that can be done are:
- Payment of bills
- Viewing of account statements
- Applying for loans or cards
- Transfer of money from one account to another with
- Access to the account balance at any time. Etc.
People frequently mix up internet banking and mobile banking. Mobile banking is more about accessing banking services via a bank’s mobile app.
Lots of people have asked if the Access Bank internet banking has an application.
Well, the answer is no. Access Bank internet banking can only be accessed through a web browser, but their mobile app can be downloaded from either the Apple Store or Play Store.
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How to Register for Access Bank Internet Banking
Access Bank internet banking registration is easy, quick and swift. Follow the following steps below to get registered.
Firstly, visit www.accessbankplc.com
Next, search and click on “Internet Banking” it’s by the top right corner of the page
Then, enter and submit your current/saving account number.
Next, wait for the authentication that will be sent to you via SMS or mail.
Enter and submit the activation code sent to
Next, choose your ID, password, and secure image as required on the next page.
Accept the terms and conditions.
Lastly, click on the “Submit” button.
After going through these steps, you can now successfully login and access our internet banking.
How to Login to Access Bank Internet Banking
To login, go to the official internet banking website.
Type your username and password, respectively, and click on the “Login” button to login.
Token Codes – How do I get one?
Access Bank token codes enable you generate PINs to authenticate all transactions through your bank account.
A Token is a private security tool that enables users to create random numbers known as One-Time Passwords (OTP).
Before transferring money to a third party or completing any banking transaction on internet banking, you must first enter your token PIN to authenticate the transaction.
When making any online transaction, tokens provide a better level of security.
To obtain your Access Bank token, make a request at any Access Bank branch office. You’ll be charged a fee of about N1,500.
The Internet Banking Transfer Limit
Access Bank internet banking transfer has a daily transfer limit of N5 million and a transaction limit of N1 million.
However, some users have a transaction limit of N100,000 and a daily limit of N1 million. You can visit any of their branch offices to increase your transaction limit.
How do I check my account balance?
There are four simple ways you can use to check your account balance. In this part of the article, we’ll go over the 4 ways you can check your Access bank account balance.
Checking My Account Balance using the Access Bank Code
The Access Bank code for any Access Bank customer who wants to make any kind of transaction on their account without using internet banking or a mobile app is *901#.
To use this code, you must use the phone number associated with your account.
The code can be used to perform a variety of transactions, including checking the account number, purchasing airtime, checking the BVN, transferring funds, opening a bank account, applying for a loan, and so on.
To check your account balance, dial *901*5# on your phone. An SMS will be sent to you showing your access bank account balance. A charge of N10 will be deducted from your account.
Other access bank codes used for other transactions are:
Loan Access Bank Code:
To apply for a loan using our code, dial *901*11*1#, follow the instructions given, then wait for an eligibility decision.
Account Number Access Bank Code:
The code to use in checking your account number is *901*4*4*3#. Dial this code, then enter the last 6 digits of your ATM card that is linked to your account.
Checking my account balance via SMS
Follow the steps outlined below to check your Access Bank Account Balance via SMS:
Go to your SMS app on your mobile phone.
Enter “BAL Your – Account – Number,” for example, “BAL 7682717207.”
Send the text to “08160000612”
After following the steps above, an SMS text will be sent by your network operator showing your account balance.
Checking my account balance on MTN
This method is only available to MTN users. To check your Access Bank account balance on MTN, all you need to do is dial the Access Bank code 901 5#, follow the instructions given and wait for an SMS alert from MTN.
Checking my Account Balance using the Access Bank Mobile App
You can check your Access Bank account number online via our internet banking. To do so, follow the following steps:
Visit the Access Bank website.
Search and click on the “Internet Banking” button.
Click on the “Individual or Business” option.
Next, enter your username and click on the “Continue” button.
Enter your password on the next page shown and click on the “Login” button.
Once you’re logged in, search for and tap on the “Account balance” button to check your account balance.
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